As everybody in their 20s, I employ various strategies to save up, wherever conveniently possible. I wouldn’t haggle for 10 INR with the auto-rickshaw person (just because those 10 rupees mean much more to them than me) but I would definitely strike a bargain if my unofficial AC repairing costs 500 INR more than I expect it to.

So far, tooling wise, these are the tricks I have up my sleeve:

Credit Cards